Q: My husband and I are thinking about purchasing our first home. Where do we start?

A: Great question! Buying a home can be thrilling and nerve-wracking at the same time. Before you decide to take the plunge into homeownership, take some time to:

If you haven’t refinanced in the last couple of years, then you definitely still have time to refinance and save big.

With current interest rates on a 10-, 15-, 20- and 30-year term mortgage ranging between 3.25% – 4.75%, you stand to save thousands of dollars in interest and possibly lower your term.